Case study · Mastercard and Alif

Apple Pay launch in Tajikistan with Alif and Mastercard

Bringing a payment method nobody in the country had used yet to market: TV, digital, LED screens and indoor, 18 Tajik-language creatives and a communication broken into seven barriers rather than one slogan.

Client
Mastercard and Alif
Date
August — September 2026
Service line
Digital, TV, out-of-home

Task

Mastercard and Alif Bank were launching Apple Pay in Tajikistan — a payment method nobody in the country had used yet. This is not an awareness brief: people need to be told why it matters, shown how to add a card and taken through to a first purchase. The window was two months, and the audience was both narrow and scattered: iPhone owners, cardholders and mobile banking users across Dushanbe, Khujand, Bokhtar and Kulob.

Solution

When you are teaching new behaviour, one message is never enough: every person has a different barrier — some do not see the point, some fear for their security, some simply lack the habit. So we broke the communication into seven message blocks — product value, speed, how to pay, how to add a card, online and in-app payments, security and cashback — and built separate creatives for each. The second decision was language: all 18 creatives ran in Tajik and the Russian versions were excluded from rotation, because mass reach in the regions comes from Tajik. The third was shaping the mix around teaching rather than raw reach: over half the weight went to digital, where the mechanics can be demonstrated and response measured, while TV, LED and in-store screens carried the news of the launch itself.

What we did

  • Media planning and mix design
  • 18 Tajik-language creatives across seven message blocks
  • Digital: Meta, Google Banner, Google Video, Yandex RSY
  • TV across four channels
  • LED locations in Dushanbe
  • Screens in supermarkets, malls and the airport
  • Coverage in Asia-Plus, Khovar and Pressa.tj
  • Weekly and final reporting

How we worked

  1. 01

    Seven blocks instead of one message

    We mapped the communication onto seven barriers — from why it matters through to security and cashback — and built 18 creatives with sequential rotation. Each creative was set up separately in Meta, Google and Yandex so response could be read block by block.

  2. 02

    Tajik only

    Russian creative versions were pulled from rotation. A debatable call for the capital audience, but mass reach in the country comes from Tajik — and the response confirmed it.

  3. 03

    A mix built for teaching, not for reach alone

    Digital took over half the weight, because that is where user action is visible. TV took the second largest share across four channels. LED screens in Dushanbe and screens in supermarkets, malls and the airport added contact close to the point of payment.

  4. 04

    Daily optimisation

    We monitored the ad accounts daily, moved budget between platforms by actual cost per click and refreshed creatives as they fatigued. The campaign closed almost exactly on the planned budget.

Result

A payment method new to the market, launched in two months. The communication was broken into seven barriers rather than reduced to a single slogan, and all creative ran in Tajik, which carried reach beyond the capital. Digital took over half the weight as the channel where user action is visible, while TV and in-store screens carried recognition. Daily account optimisation held the budget almost exactly on plan. Campaign performance figures are not published.

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